Stima DT Sacco disburses Sh4.25bn in mobile loans and Sh435.8m in housing credit in 2025
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Stima DT Sacco (a Kenyan savings and credit cooperative society) disbursed Sh4.25 billion in mobile loans and Sh435.8 million in affordable housing credit in 2025. The digital loans formed part of Sh29.19 billion in total credit issued during the year. 141,066 loans were processed through the Sacco’s mobile app, serving its 151,800 active members. Over 93 percent of members now use mobile channels, according to CEO Gamaliel Hassan. The Sacco’s overall loan portfolio grew 4.6 percent, with repayment rates at 93.62 percent. It also invested Sh53.19 million in Shariah-compliant financing and introduced loans for electric vehicles and energy-efficient home upgrades.
- 151,800 Stima Sacco members gain faster access to Sh4.25 billion in mobile loans, enabling quicker funding for businesses and emergencies.
- Low-income families in Kenya secure Sh435.8 million in housing credit, allowing them to afford home purchases or upgrades previously out of reach.
- Muslim members and eco-conscious borrowers benefit from Sh53.19 million Shariah-compliant loans and EV financing, expanding their financing options.
Key Entities
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Stima DT Sacco Organization
A Kenyan savings and credit cooperative that disbursed Sh4.25 billion in mobile loans to its 151,800 members in 2025.
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Gamaliel Hassan Person
CEO of Stima DT Sacco who noted over 93 percent member use of mobile channels.
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SACCO Concept
Savings and Credit Cooperative Societies in Kenya, member-owned entities providing loans like the Sh29.19 billion issued by Stima.
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Nairobi Place
Kenyan capital where Stima DT Sacco is headquartered and reported its 2025 financial disbursements.
Multi-Perspective Analysis
Left-Leaning View
Highlights inclusive finance empowering the underserved through digital and affordable loans, advancing social equity.
Centrist View
Reports factual growth in loans, digital adoption, and innovations without ideological slant.
Right-Leaning View
Emphasizes strong repayment rates and business-like efficiency in member-owned cooperatives.
Source & Verification
Source: Capital FM RSS
Status: AI Processed
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