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FOMC Reduces U.S. Interest Rate by 0.25 Percentage Points

United States
February 13, 2026 (Updated: February 13, 2026) 0 Neutral AI Assisted
FOMC Reduces U.S. Interest Rate by 0.25 Percentage Points

TheWkly Analysis

The Federal Reserve of the United States has statutory objectives to promote maximum employment and price stability in the economy. The Federal Open Market Committee decided to reduce the monetary policy interest rate by 0.25 percentage points during its meeting on December 10, 2025, setting the rate range between 3.50% and 3.75%. This decision occurred in a context where inflation is around 3% and the unemployment rate is at 4.5%. The presidents of the Fed of Chicago and Kansas City proposed keeping rates unchanged due to persistent inflation. Governor Stephen Miran, recently nominated by Donald Trump, advocated for a more aggressive cut of 0.5 percentage points. Ultimately, nine members of the committee supported the 0.25% reduction.

Multiple perspectives analyzed from 0 sources
What this means for you:
Borrowers in the U.S. face lower interest rates, making loans cheaper and potentially increasing their ability to purchase homes or cars.
Savers in the U.S. earn less on deposits due to the reduced rates, decreasing their income from savings accounts.
Workers in the U.S. may benefit from potential job growth as lower rates stimulate economic activity, reducing unemployment risks.
Your Wallet
Lower interest rates from the Fed mean loans for homes, cars, or credit cards could get cheaper, helping you save on monthly payments if you're buying or refinancing. Your savings account might earn a little less interest, but this move could boost the job market and keep unemployment low at 4.5%, supporting your career stability. Everyday prices may stay in check around 3% inflation, avoiding big jumps in grocery or rent costs.

Key Entities

  • Federal Reserve Organization

    The U.S. central bank that sets monetary policy to promote employment and price stability.

  • Federal Open Market Committee Organization

    The committee within the Federal Reserve that decides on interest rates to influence the U.S. economy.

  • Stephen Miran Person

    A governor of the Federal Reserve who advocated for a larger interest rate cut during the December 2025 meeting.

  • Donald Trump Person

    The former U.S. president who nominated Stephen Miran to the Federal Reserve.

Multi-Perspective Analysis

Left-Leaning View

Left perspectives might frame this as a necessary step to boost employment and aid working-class Americans, criticizing any hesitation as favoring corporate interests.

Centrist View

Center perspectives would see this as a balanced response to economic data, emphasizing the Fed's dual mandate without strong political bias.

Right-Leaning View

Right perspectives could view the rate cut as potentially inflationary and influenced by political nominations like Trump's, questioning if it's too aggressive for fiscal responsibility.

Source & Verification

Source: La Razón RSS

Status: AI Processed

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