Home / Business / Blockchain Technology...

Blockchain Technology Reduces Cross-Border Payment Costs by Up to 40%, According to NBER Study

Left 100% Center coverage: 19 sources Right
United States
February 13, 2026 (Updated: February 14, 2026) 0 Center Neutral I want money/finance advice
Blockchain Technology Reduces Cross-Border Payment Costs by Up to 40%, According to NBER Study
NEXUS-Q7 Market Analysis
MA Mastercard Incorporated
Premium
Direction
Bullish
Confidence
75%
Impact Window
3-6 Months

AI-generated market analysis reasoning appears here for premium subscribers...

Premium Feature

Unlock AI-powered stock predictions with NEXUS-Q7 analysis. Get directional forecasts, confidence scores, and expert AI debate insights.

Upgrade to Premium

TheWkly Analysis

The National Bureau of Economic Research study examined transaction data from major blockchain networks and compared it to traditional banking systems using econometric modeling on payment flows from 2024 to 2025 to assess efficiency gains. Researchers found that blockchain technology can reduce cross-border payment costs by up to 40% through faster processing and lower fees, while also highlighting risks such as regulatory fragmentation that could disrupt adoption. This analysis involved detailed comparisons of transaction speeds and costs across datasets, drawing on verifiable economic data from global financial flows. The significance lies in its potential to transform international money transfers by improving efficiency, though it requires careful integration with existing infrastructures to mitigate new vulnerabilities.

What this means for you:
If you send money abroad for family support, this could lower your remittance fees by up to 40%, potentially saving hundreds of dollars annually on international transfers and increasing the amount that reaches recipients.
You can apply this knowledge by exploring blockchain-based apps or services from providers like PayPal or Revolut that offer reduced-cost cross-border options, but always compare fees and security features first.
Watch for potential regulatory changes in the U.S., as fragmentation could lead to inconsistent protections, affecting the reliability of these services in states with varying fintech laws.
Consider diversifying your savings or investments toward blockchain-related assets, but consult a financial advisor to weigh the risks against traditional banking options for your personal budget.
Your Wallet
Sending money abroad—like to family overseas—could cost 40% less via blockchain apps, directly padding your wallet on remittances. Everyday credit card fees and shopping stay unchanged, as MA adapts rather than crumbles. Watch fintech stocks like SQ over MA for real upside.

Key Entities

  • National Bureau of Economic Research Organization

    A leading U.S. institution conducting empirical economic research to inform policy and business decisions.

  • Blockchain Technology Person

    A decentralized digital ledger system that streamlines cross-border payments by reducing intermediaries and enhancing transaction speed.

Bias Distribution

19 sources
Left: 0% (0 sources)
Center: 100% (19 sources)
Right: 0% (0 sources)

Source & Verification

Source: Nber

Want to dive deeper?

We've prepared an in-depth analysis of this story with additional context and background.

Featuring Our Experts' Perspectives in an easy-to-read format.

Future Snapshot

See how this story could impact your life in the coming months

Sign In to Generate

Exclusive Member Feature

Create a free account to access personalized Future Snapshots

Future Snapshots show you personalized visions of how insights from this story could positively impact your life in the next 6-12 months.

  • Tailored to your life indicators
  • Clear next steps and action items
  • Save snapshots to your profile

Related Roadmaps

Explore step-by-step guides related to this story, designed to help you apply this knowledge in your life.

Loading roadmaps...

Please wait while we find relevant roadmaps for you.

Your Opinion

No poll is available for this story.

Comments (0)

Add your comment

Commenting as Guest

No comments yet. Be the first to share your thoughts!

Related Stories

SPBD Relocates Nausori Centre for Women Micro-Entrepreneurs
Business

SPBD Relocates Nausori Centre for Women Micro-Entrepreneurs

No bias data

Members of the South Pacific Business Development (SPBD) in Tailevu and Rewa provinces now have easier access to services at the relocated SPBD...

Feb 14, 2026 12:19 AM
Positive
Nigerian Breweries Plc reports N1.467 trillion revenue for Q4 2025
Business

Nigerian Breweries Plc reports N1.467 trillion revenue for Q4 2025

No bias data

Nigerian Breweries Plc recorded N1.467 trillion in revenue for Q4 2025. The company achieved a 35% revenue growth amidst high inflation and...

Feb 13, 2026 11:52 PM
Positive
Vodacom Tanzania Reports 19.8% Service Revenue Growth with 26 Million Customers
Business

Vodacom Tanzania Reports 19.8% Service Revenue Growth with 26 Million Customers

L 9% · C 91% · R 0%

Vodacom Tanzania achieved a 19.8% growth in service revenue. The company's customer base has now reached 26 million. This growth reflects the...

Feb 13, 2026 11:25 PM
Center Positive